Open an account in under 15 min: 1-866-900-3822 START SAVING

On top of an INCREDIBLE RATE, you get:

No locked-in terms icon

No locked-in terms

Daily interest paid icon

Daily interest paid monthly

No minimum balance Icon

No minimum balance

No minimum deposit Icon

No minimum deposit

No monthly fee Icon

No monthly fee

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Hurry to take advantage of this offer to save more!

DUCA helps Ontarians do more, be more and achieve more with their money and their lives.

Access DUCA - Your Way

Mobile Mortgage
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Member connect call centre

All DUCA branches
Find a branch

Join now

From any ATM
Find an ATM

Your mobile device
Download our app

†unlimited DUCA / THE EXCHANGE© NETWORK ATM transactions (more than 3,300 ATMs across Canada)

Did we mention our Incredible Rate? 2.50%

through March 31, 2021.1
Get More with the Earn More Savings Promotion Account!

Share in our Profits

We divide DUCA’s profits among each Member** in our Get More Bonus Share program. Find out more.

**based on the interest they pay or receive each year.

Do More, Be More, Achieve More

We believe our credit union is about more than just profits.
It’s about helping our Members achieve more in their lives, building communities and providing simple, efficient financial services. We invest in our communities through philanthropic initiatives, grants and sponsorships. We call it the DUgood difference.

A brighter retirement

“I feel more comfortable about my retirement now than I did 6 months ago.”

Exchange Network saves me money

“I can use an Exchange Network ATM free of charge anywhere in Canada. You can’t do that with the big banks!”

Family values

“Thanks to DUCA, we have a fully detached house and my son will get to grow up in a beautiful neighbourhood.”


1 2.50% interest per annum, calculated daily, paid monthly. Rate subject to change. Offer may be withdrawn before March 31, 2021. Only eligible deposits will qualify for the promotional rate. Eligible deposits must be new money deposited with DUCA from a new or existing Member. Money already on deposit at DUCA in the form of a term deposit, savings account, or other investment will not be considered an eligible deposit.

After March 31, 2021, funds in the Earn More Promotion account will be transferred into a regular Earn More Savings Account. (Current interest rate: 0.75%.) Statements will reflect this activity.

Current DUCA Members, please note that this offer is for deposits new to DUCA and is not available through online or mobile app (Smartphone) transfers from a current DUCA account. Maximum deposit limit of $2 million per Member. Please visit your DUCA branch or call Member Connect at 1.866.900.3822 to take advantage of this offer.

Insurable deposits covered by the Financial Services Regulatory Authority of Ontario. For further information on deposit insurance, please ask for a brochure in branch or visit